Effective Date: May 6, 2026

 

These Terms of Service (“Agreement”, “Terms”) constitute a legally binding agreement between Mediasila OU (“Company”, “we”, “our”, or “us”) and any individual or entity (“Customer”, “User”, “you”) accessing or purchasing our digital products, educational programs, online courses, memberships, downloadable materials, consultations, recordings, or related services (collectively, the “Services”).

 

By accessing or using the Services, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms.

 

1. NATURE OF SERVICES

 

The Company provides educational, informational, and self-development related digital content and online experiences.

No aspect of the Services constitutes medical, psychological, legal, financial, or therapeutic advice.

 

2. ELIGIBILITY

 

The Services are intended solely for individuals who are at least 18 years of age and legally capable of entering binding agreements.

 

3. PAYMENT TERMS

 

All payments are due in full immediately upon purchase unless expressly stated otherwise.

The Company reserves the right to modify pricing, payment structures, promotional offers, and access conditions at its sole discretion and without prior notice.

 

4. STRICT NO-REFUND POLICY

 

ALL SALES ARE FINAL.

 

Due to the immediate delivery and irrevocable accessibility of digital content, all purchases are strictly non-refundable and non-cancellable.

By completing a purchase, you expressly acknowledge and agree that:

• You receive immediate access to digital content;

• You waive any statutory or contractual right of withdrawal, cancellation, or refund to the maximum extent permitted by applicable law;

• You shall not initiate chargebacks, payment reversals, or payment disputes.

Where applicable under European Union law, you expressly consent to the immediate performance of digital services and acknowledge the loss of any withdrawal rights pursuant to Article 16(m) of Directive 2011/83/EU.

 

Any fraudulent chargeback activity, abusive payment dispute, unauthorized sharing, or misuse of the Services may result in:

• Immediate revocation of access;

• Permanent account termination;

• Legal proceedings;

• Collection and recovery actions;

• Additional administrative and legal costs.

 

5. INTELLECTUAL PROPERTY RIGHTS

 

All content made available through the Services, including but not limited to videos, text materials, methodologies, graphics, branding, documents, educational frameworks, trademarks, and proprietary systems, remains the exclusive intellectual property of the Company.

No portion of the Services may be copied, reproduced, distributed, published, recorded, modified, licensed, transmitted, sold, or exploited without prior written authorization.

 

6. LIMITED LICENSE

 

The Company grants the User a limited, revocable, non-exclusive, non-transferable license for personal and non-commercial use only.

 

7. PROHIBITED CONDUCT

 

Users agree not to:

• Share login credentials;

• Redistribute purchased materials;

• Infringe intellectual property rights;

• Interfere with platform security;

• Use the Services unlawfully;

• Engage in harassment or abusive conduct.

The Company reserves the right to suspend or terminate access without notice at its sole discretion.

 

8. DISCLAIMERS

 

The Services are provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, whether express or implied.

The Company makes no representations or guarantees regarding:

• Financial results;

• Business success;

• Personal transformation outcomes;

• Emotional outcomes;

• Specific achievements or performance.

Individual experiences and results may vary significantly.

 

9. LIMITATION OF LIABILITY

 

To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages.

In all circumstances, the Company’s aggregate liability shall not exceed the amount actually paid by the User for the applicable Service.

 

10. INDEMNIFICATION

 

You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, employees, contractors, and representatives from and against any claims, liabilities, damages, losses, expenses, or legal fees arising out of your use or misuse of the Services.

 

11. TERMINATION

 

The Company reserves the right to deny, suspend, or terminate access to the Services at any time and without prior notice.

No refunds shall be issued in connection with any termination arising from violations of these Terms.

 

12. THIRD-PARTY SERVICES

 

The Services may reference or integrate third-party platforms or tools. The Company disclaims all responsibility for third-party content, functionality, policies, or services.

 

13. FORCE MAJEURE

 

The Company shall not be responsible for delays or failures resulting from circumstances beyond its reasonable control, including but not limited to cyberattacks, internet outages, governmental actions, technical failures, or natural disasters.

 

14. GOVERNING LAW AND JURISDICTION

 

These Terms shall be governed by and construed in accordance with the laws of Estonia.

Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts of Estonia.

 

15. SEVERABILITY

 

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

 

16. ENTIRE AGREEMENT

 

These Terms constitute the entire agreement between the parties and supersede all prior communications, understandings, or agreements.

 

17. CONTACT INFORMATION

 

Mediasila OU

Harju Maakond, Tallinn,

Kesklinna Linnaosa, Vesivarava tn 50-201,

10152, Estonia

Reg. Code 16333071

 

Email: olakruel@gmail.com